Analyst Coverage

Blue Lotus Research Institute
Tianli Wen
China Renaissance
Ella Ji / Bo Pang
Zeyu Yao / Han Pu
Daphne Poon / Judy Zhang
Credit Suisse
Alice Li / Charles Zhou / Thomas Cong / Doris Pan
Dexter Hsu
MCM Partners
Ryan Roberts
Morgan Stanley
Richard Xu / Julie Hou / Lu Lu / John Cai
Needham & Company, LLC
Mayank Tandon
Sophie Jiang
Yirendai Ltd. is followed by the analysts listed above. Please note that any opinions, estimates or forecasts regarding Yirendai Ltd.'s performance made by these analysts are theirs alone and do not represent opinions, forecasts or predictions of Yirendai Ltd. or its management. Yirendai Ltd. does not by its reference above or distribution imply its endorsement of or concurrence with such information, conclusions or recommendations.

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