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Analyst Coverage

Firm
Analyst
Blue Lotus Research Institute
Tianli Wen
China Renaissance
Bo Pang / Ella Ji
CICC
Zeyu Yao / Han Pu
Citi
Daphne Poon / Judy Zhang
Credit Suisse
Alice Li / Charles Zhou / Thomas Chong / Eddie Zhou
DBS Vickers
Cindy Wang / Ken Shih
Deutsche Bank
Jacky Zuo / Hans Fan
Macquarie
Dexter Hsu
Morgan Stanley
Richard Xu / John Cai / Lu Lu
Needham & Company, LLC
Mayank Tandon / Jinjin Qian
Nomura
Sophie Jiang
UBS
May Yan / Alex Ye
Yirendai Ltd. is followed by the analysts listed above. Please note that any opinions, estimates or forecasts regarding Yirendai Ltd.'s performance made by these analysts are theirs alone and do not represent opinions, forecasts or predictions of Yirendai Ltd. or its management. Yirendai Ltd. does not by its reference above or distribution imply its endorsement of or concurrence with such information, conclusions or recommendations.