Mr. Ning Tang, Chief Executive Officer of Yiren Digital, is our founder and has served as our executive chairman of the board of directors since our inception. He is also the founder of our parent company, CreditEase, and has served as the chairman of the board of directors and Chief Executive Officer of CreditEase since its inception in 2006. In December 2014, Mr. Tang was elected to be the chairman of the Beijing P2P Association, founded by CreditEase together with approximately 30 member enterprises and the first association in the industry in China that is officially registered and overseen by regulators. In July 2011, Mr. Tang won the nomination of “Leader of the Year” in the “Global Microfinance Achievement Awards 2011,” initiated by the London-based C5 Group to recognize the efforts, innovations, and services that ensure maximum business and social returns in the microfinance sector. Mr. Tang is also a member of the advisory board to the Ministry of Industry and Information Technology with respect to small and medium-sized enterprises related policies, and a director at the China Microfinance Institution Association. Prior to founding CreditEase, Mr. Tang served as the director of strategic investments and acquisitions at AsiaInfo-Linkage, Inc., a leading provider of telecommunication software solutions and services in China then listed on NASDAQ, since July 2000. Prior to that, Mr. Tang served as an investment banker at Donaldson, Lufkin & Jenrette, a U.S. investment bank now owned by Credit Suisse, since July 1998. Mr. Tang is an active angel investor and has made several successful investments in the education and training, financial services, human resources services, Internet, technology, and media industries. Mr. Tang studied mathematics at Peking University and received his bachelor’s degree in economics, summa cum laude, from the University of the South in Sewanee, Tennessee. He is also a member of the Phi Beta Kappa Society.
Mr. Chunjiang Ji has served as the head of online lending risk management of CreditEase since November 2019 and our chief risk officer of Yiren Digital since March 2020. Mr. Ji has over 18 years of experiences in risk management and decision science with multiple top financial organizations. Prior to joining us, Mr. Ji served as head of credit card existing customer decision management at Citigroup in New York and Delaware, United States from July 2016 to November 2019. Previously, Mr. Ji served as senior vice president, director at various banks in the United States, including Citigroup, JPMorgan Chase, Fleet Boston Bank. Mr. Ji graduated with a bachelor of Economics degree from the Renmin University of China, and received Master’s degrees in Economics and Computer Science from Utah State University.
Mr. Bi Zhong has served as Chief Financial Officer of Yiren Digital since 2019. Mr. Bi joined the Company from HSBC Bank (Singapore) where he served as the National Head of Business Finance. As a veteran in global retail banking and wealth management, Mr. Bi had been working for HSBC for 14 years, serving multiple senior positions, including Head of Analytics at HSCB Mexico Retail Banking, Director of Global Retail Products Pricing and Portfolio Management and Business Development at HSBC USA. Mr. Bi received a B.S. degree from State University of New York and an M.B.A. from Kelley School of Business, Indiana University. Mr. Bi is a U.S. CPA holder.
Mr. Joshua Xiang is a technology veteran with 30 years of experience in software, Internet and Fintech industry. He has served as our chief technology officer since March 2020. Mr. Xiang has served as the Chief Technology Officer of our parent company, CreditEase, since August 2018. He was Executive Vice President of R&D and Managing Director of Suning Global Research at Suning Commerce Group, a global fortune 500 company from 2016 to 2018. Before joining Suning, Joshua was CTO of Secoo Holding Limited (NASDAQ: SECO), Asia’s largest luxury e-Commerce company from 2014 to 2016. Prior to that, Joshua was Director of Technology Strategy & Technical Advisor to the chairman of Microsoft Asia Pacific R&D Group, responsible for overall technology strategy and execution from 2010 to 2014. Prior to Microsoft, he held senior technical and management positions at Cisco, CA, Dell and several Silicon Valley start-ups in San Francisco Bay Area. Joshua has bachelor’s degree in computer science from Wuhan University and master’s degree in computer science from University of Pittsburgh.